Some banks, such as Chase and Citibank, allow wire transfers through their app.Īnother drawback: An international wire transfer at Bank of America must be sent to a recipient’s bank account. Instead, you must do it through your online account or make an appointment at one of the bank’s 4,000 branches. But if you’re not a Bank of America customer, you can’t send wire transfers through the bank.Įven if you are a customer, one drawback of Bank of America (the country’s second largest bank based on assets) is that you can’t send a wire transfer through the bank’s app.
If you’re a Bank of America customer, it’s not terribly complicated to execute a wire transfer, and the bank doesn’t charge a fee for certain transfers. Bank of America account holders are the only people who can use the bank’s wire transfer feature, and they might want to stick to domestic transfers and avoid international transfers.
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